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Open a Fantastic Rotmans Charge Today!

Furnishing your home is easy with a Rotmans Charge. Rotmans is proud to offer several financing & lease options, including a No Credit Needed plan, to help you purchase furniture, bedding, flooring, tv’s, and accessories to decorate your home. Open an account today* and turn your house into the home of your dreams.

*Subject to approval. Minimum monthly payments required. See store for details.

Purchasing at Rotmans is now even easier with our NEW flexible financing & lease options!
Rotmans Financing Options

Benefits of Rotmans Credit Card:

  • Convenient Monthly Payments
  • No Prepayment Penalty
  • Increased Buying Power
  • Credit Line for Future Purchases

Rotmans No Credit Options

Benefits of No Credit Needed:

  • No Credit Needed
  • Instant Decisions
  • Flexible Payment Options
  • 12-Month Lease Program


Current Financing Offers at Rotmans

No Interest if Paid in Full within 6 Months*

On Purchases with your approved Rotmans credit card from 11/14/18 - 11/19/18. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 Months. Minimum Monthly Payments required.

No Interest if Paid in Full within 12 Months*

On Purchases of $799 or more with a 10% deposit with your approved Rotmans credit card from 11/14/18 - 11/19/18. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 Months. Minimum Monthly Payments required.

*Offer applies only to single-receipt qualifying purchases. No interest will be charged on the promo purchase if you pay the promo purchase amount in full within 6, 12 months. If you do not, interest will be charged on the promo purchase from the purchase date. Depending on purchase amount, promotion length, and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchase and, after promotion ends, to promotional balance. 35% deposit required on special orders. For new accounts: Purchase APR is 29.99%. Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer at any time.



No Interest for 24 Months**

On Purchases of $1999 or more with a 20% deposit with your approved Rotmans credit card from 11/14/18 - 11/19/18. 24 Equal Monthly Payments required.

No Interest for 36 Months**

On Purchases of $2499 or more with a 25% deposit with your approved Rotmans credit card from 11/14/18 - 11/19/18. 36 Equal Monthly Payments required.

No Interest for 48 Months**

On Purchases of $2999 or more with a 35% deposit with your approved Rotmans credit card from 11/14/18 - 11/19/18. 48 Equal Monthly Payments required.

**Offer applies only to single-receipt qualifying purchases. No Interest will be charged on the promo purchase and equal monthly payments are required equal to initial promo purchase amount divided equally by the number of months in promo period until promo is paid in full. The equal monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For New accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. 35% deposit required on special orders. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

Call 1-800-ROTMANS (ext 4015) or see card agreement for details.




Rotmans No Credit Needed Program

For customers who prefer a No Credit Needed plan, you can take advantage of our newest option and lease to own most in-stock merchandise.
    Requirements:
  • - Must Be 18 Years Old or Older
  • - Must Have Valid Social Security Number or ITIN
  • - Have Routing/Account Numbers For Open & Valid Checking Account
  • - Have Credit or Debit Card
The 12-Month Lease to Own program offers low payments as outlined in your lease agreement. Our lease option gives you multiple ways to pay it off including a 90-Day option, an early buyout option, or a budget-friendly 12-Month option:
  • 90-Day Payment Option – Pay the lease amount of your furniture or mattress purchase within 90 days of delivery and you pay only a small initial payment and the lease amount (plus tax where applicable).
  • 65% Buyout Option – Any time after 90 days, you can buy and own your furniture or mattress for just 65% of your lease balance.



For more information about Financing or Leasing at Rotmans, please call 1-800-ROTMANS (ext 4015) to speak with an associate in our financing department.

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