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Open a Fantastic Rotmans Charge Today!

Furnishing your home is easy with a Rotmans Charge. Rotmans is proud to offer several financing options, including a No Credit Needed plan, to help you purchase furniture, bedding, flooring, tv’s, and accessories to decorate your home. Open an account today* and turn your house into the home of your dreams.

*Subject to credit approval. Minimum monthly payments required. See store for details.

Purchasing at Rotmans is now even easier with our NEW flexible financing options!

Benefits of Rotmans Credit Card:

  • Convenient Monthly Payments
  • No Prepayment Penalty
  • Increased Buying Power
  • Credit Line for Future Purchases

Rotmans Financing Options

Benefits of No Credit Needed:

  • No Credit Needed
  • Fast Approval
  • Flexible Payment Options
  • 12-Month Lease Program

Rotmans No Credit Options

Current Financing Offers at Rotmans

No Interest if Paid in Full within 6 Months*

On Purchases with your approved Rotmans credit card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 Months. Minimum Monthly Payments required.

No Interest if Paid in Full within 12 Months*

On Purchases of $799 or more with 10% deposit with your approved Rotmans credit card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 Months. Minimum Monthly Payments required.

*Offer applies only to single-receipt qualifying purchases. No interest will be charged on the promo purchase if you pay the promo purchase amount in full within 6, 12 months. If you do not, interest will be charged on the promo purchase from the purchase date. Depending on purchase amount, promotion length, and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchase and, after promotion ends, to promotional balance. 25% deposit required on special orders. For new accounts: Purchase APR is 29.99%. Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.



No Interest for 24 Months**

On Purchases of $1999 or more with 15% deposit with your approved Rotmans credit card. 24 Equal Monthly Payments required.

No Interest for 36 Months**

On Purchases of $2499 or more with 20% deposit with your approved Rotmans credit card. 36 Equal Monthly Payments required.

**Offer applies only to single-receipt qualifying purchases. No Interest will be charged on the promo purchase and equal monthly payments are required equal to initial promo purchase amount divided equally by the number of months in promo period until promo is paid in full. The equal monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. 25% deposit required on special orders. For New accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. 25% deposit required on special orders. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

Call 1-800-ROTMANS (ext 4015) or see card agreement for details.




Rotmans No Credit Needed Program

For customers who prefer No Credit Needed financing, you can take advantage of our newest option and lease to own any in-stock merchandise.
    Requirements:
  • - Initial Payment of $49
  • - Monthly Income
  • - Active Checking Account
The 12 month lease to own program offers low payments as outlined in your lease agreement. Lease payments are 17% of your purchase per month for 12 months, or you can choose either early buyout option:
  • 90-Day Payment Option – Pay the lease amount of your furniture or mattress purchase within 90 days of delivery and you only pay the initial payment of $49 and the lease amount (plus tax where applicable).
  • 65% Buyout Option – Any time after 90 days, you can buy and own your furniture or mattress for just 65% of your lease balance.



For more information about financing at Rotmans, please call 1-800-ROTMANS (ext 4015) to speak with an associate in our financing department.

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